Friday, February 8, 2008

General Update

1) House is under contract and the closing date of the 21st is fast approaching. Everything looks good thus far.

2) What to do with the cash... short term is obviously an online savings account, but given the fractional at best appreciation from real estate, is buying another place the best solution right now?

Two ways of thinking here: looking at the economy, inflation is coming, odds are sooner rather than later, and having a fixed rate, fixed amount, mortgage is an interesting way of benefiting from inflation.

The other way of thinking is to rent for 2 years while getting a degree and saving money enough to make a larger leap then. Interest rates will have to rise to control inflation... it is a bit more of a gamble having a fair amount of cash in that situation, even if it is invested safely.

Currently in the city rent+parking on ~750ft^2 is ~$1500/mo. To buy an equivalent size and location place with 20% down the mortgage + taxes will be ~$2000/mo with another $300-400/mo for condo dues. That is a massive difference that currently negates any tax benefits to owning.

I'd like to say - oh, I'll be taking classes that teach me how to turn this into a win win situation - but one thing that I have already learned from business classes is that predicting the response of the economy does not tend to give accurate results.

3) Seattle - still cool. The winters here are quite grey. It's already February, so that should be improving soon enough. At least there's still a lot of green - few trees lose their leaves it seems.

4) The mushroom selection and quality at Uwajimaya is awesome. From spicy Honshimeji to really meaty Shiitake it's no wonder I wasn't that into mushrooms in NC - even the Fresh Market ones were already dried up and well, stale.

5) Apparently the far out suburbs and mountains are getting a lot of snow this winter - haven't seen any of that apart from some flurries in the city. People complain about traffic or the weather... it is really nice not having to deal with any of that anymore. Just throw on a jacket and within a mile anything's available. Tons of food of any nationality in both grocery and restaurant form, live music, shopping (bargain and nice), books, movies. Seems like the ideal way to live imo.

6) The job has been busy lately, but I seem to be staying afloat - this is good. And not working weekends anymore is a great change. Falling asleep at 9PM is kinda weak, but getting adjusted to the early schedule will pay dividends once classes begin in the fall. (UW evening MBA program is my aim at this point - going through the application presently)

Saturday, February 2, 2008

Experience #2

iTunes movie rental - downloaded 1.5GB (2hr) movie in 65 min. And that was for a generally new release (Ocean's 13 - better than 12 - bit campy as usual, but entertaining). Not bad!

So, from someone that hadn't rented/gone to a movie in ah 5 months, I've now rented 2 in the past month. Apple has thus succeeded in capturing the lazy movie watcher demographic.

Thursday, January 31, 2008

w00t

The house is under contract. Closing date of Feb 20-something. At which point NC is entirely in the past.

Monday, January 28, 2008

From the 'It's about time' files:

I think the house has sold (counteroffer accepted). I should be getting paperwork tomorrow that finalizes this.

It was a learning experience if anything. And I'll be sure to post a full financial analysis including tax benefits, to assess the annual rate of return and see if I would have been better off just putting the money in mutual funds, once I get the final check after closing. Initial estimates only point to a 7% per year gain... we'll see how right that is.

Friday, January 25, 2008

Week of Sun

No rain for a week, few clouds even. Sun, mid 40's temps - this is nice.

Went to the UW MBA open house last night... between that and a really expensive program that I previewed earlier I'm thinking more about where to go, career wise. There's a diverging path here - one is to go all out and have a 'prestigious' degree and then get back into a more corporate job, for better (easy to play the games) and for worse (longer hours and more stress initially). The other would be to use the flexibility in my current job schedule to get a more normal degree and then make an evolutionary step.

This led to the 5+ year out thoughts. In the near term 1-3 years, Seattle is a fine place to be. I like the current job and seem to be progressing fairly well through it. The UW option is a convenient and affordable MBA at a very good school.

Anything after the 2010 or 2011 conclusion of school is too far out of consider... where do I want to be then, what should I be doing then... no clue.

Just need to prepare myself to have options then I guess.

Sunday, January 20, 2008

The future.

iTunes movie rental - props to Apple for putting together an easy to use, cheaper than physical rental service that actually works. And it works really well. Especially with the mac mini outputting to a nice TV and speakers.

While Allison and I haven't watched many movies lately due to a variety of factors, this service will probably change that. See a movie, click, $4 is charged to your debit card, and the movie downloads. Easy.

While it took a couple hours to download, that may have been partly due to it being a new, popular release (the Simpson's movie) - I'll have to try it on an older, less busy, release.

After the movie downloads you have 30 days to start playing the movie, and once you start playing the movie you have access to the file for 24 hours, which is fine by me.

DVD rentals are old-skool now.

Saturday, January 19, 2008

er

sound tribe sector nine - an auditory experience beyond your imagination.

summary - show rocked the house. great venue, great band.

Friday, January 18, 2008

Weekend

Sound Tribe Sector 9 concert tonight. That should rock. As long as I hit the caffeine beforehand I'll be awake to see it.

Probably going to explore another coastal park or two this weekend, see what the northern suburbs have to offer.

Packers game on Sunday - they actually still have a chance at making the Super Bowl this year - not bad.

Sunday, January 13, 2008

Sun!

When it's nice here, it's really freakin nice here. Sunny and 50 degrees. Picked up some good seasonal root veggies at Pike Pl. Market, walked down to Uwajimaya for lunch and some other groceries, then back to the apartment with a half hour before sunset - quick drive over to Alki beach to watch the sun set over the mountains. Here's the view from West Seattle looking back toward home/downtown (our apt. is in the building immediately above the bow anchor on the IHC Pool ship.)


Friday, January 4, 2008

Looking back

While booking appointments to check out a couple MBA schools in the coming weeks, I had a few moments of doubt as to why I moved away in the middle of school, in the middle of updating a cool old house... it seems like a lot of effort, not wasted, but perhaps under appreciated.

At which point I went back and read the urban planet Charlotte forums to see what was going on there - the light rail is apparently popular and working well - downtown is still generally growing even with all the news of the housing troubles. It seems like if I would have been able to find a less annoying job Charlotte wouldn't have been that bad, and in the quest to fix that I kinda took a bit of an extreme position and left it all behind. I could be taking the light rail to work as I envisioned, I could have completed the renovations of the house as I envisioned, life would have been more 'settled' than it is now.

I guess I still have loose ends that need to be taken care of. It will be better once the house sells and I actually feel like I'm making the money I'm earning here, rather than just covering rent/mortgage/bills. The other step will be finishing up the degree.

Tech jobs can be nice ways to make a living, but I need to keep working for the next step. And either MBA option available here is a better school than where I was, so that will be good.

I think I've generally been on the right track, but a bit too ambitious for my own good, these last couple years... there hasn't been a lot of time to realize what makes for a good life. There's just this lingering feeling that I can't become complacent, still need to be working/advancing/learning/growing.

These last couple months have been odd to me - there has been free time... I've walked for hours with no real destination other than to see what's around... Allison and I have been able to go to new restaurants, wander new markets, cook more. I guess I just haven't accepted that this is all there is yet. Even if it's generally been good.

Wednesday, January 2, 2008

Vacation?

I need to learn not to fly anywhere on vacations - there are too many sick people that are just so happy to transfer their hacking cough to everyone within 5 rows of their seat on the plane.

And to make the experience more enjoyable is the inevitable 2 year old that will not stop screaming at a level that drowns out generally loud music from in-ear earphones.

So after I got to Wisconsin, I spent a day carrying around a box of Kleenex, then another day drugged up, then another two days finishing up the box of Kleenex as well as randomly coughing.

At least Allison was able to experience some of the small town Wisconsin lifestyle.

It snowed. And wasn't too cold - so we were able to walk around in the snow - and there was a full moon, so the shadows of the leafless trees on the snow were rather pretty as well.

We also were able to walk out on a frozen lake, and head up north to the formerly Norwegian area to see Green Bay, Sturgeon Bay and the snowy state parks up there.

And had Kopps frozen custard (yes, they still have lines when it is under 20 degrees outside - it's that good) on a snowy day.

Generally a good trip - perhaps I'll not have a cold next time we go there.

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Due to said cold and my east coast schedule, I slept through new years.

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Four matching new tires work wonders for a car's ride and handling.

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Sound Tribe Sector 9 concert coming up in a couple weeks - looking forward to that

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Things to do this year: get back to an MBA program and finish the degree... sell the house... lose the last 10 pounds I want to lose...

Thursday, December 20, 2007

Upcoming vacation

Wow - sun - that has become somewhat rare here in the last couple weeks!

Cloudy is generally fine with me though - it feels like winter at least - and everything's still green - so it's not like there's the winter 'dead season' like in NC.

Allison and I are headed to Wisconsin to meet my family for Christmas - it looks like temperatures there will be moderate - highs near 30, lows in the upper teens. I was kinda hoping for single digits :-p The warmer weather means good odds of snow at least. The really cold air is typically very dry as well.

Last weekend we took the 'new' car out to the foothills east of the city - absolutely stunning scenery from sweeping twisty roads - followed by green tea frozen yogurt at Red Mango (yes, it's in a huge suburban mall). The Merc is definitely no Porsche, but it provides good feedback, and the engine goes from silent to muted-roar when called upon. Hopefully it will be easy to live with in the longer term.

Thinking ahead to the next vacation - odds are that will be to NC at the end of May for my brother's wedding.

However I'm already figuring out a way to get to the other side of the Pacific for a couple weeks. Still undecided on Japan, Hong Kong, Australia or New Zealand. Japan seems to be the most easily accessible, as it is only a 10 hour flight. Australia is 18 hours - that is near insane. I was looking forward to being closer to that half of the world from here, but it's still rather far away.

Thursday, December 13, 2007

Well that was quick.

Didn't really mean to jump back into car ownership so quickly, but I found another exceptionally mint old Mercedes and took the jump.

This one is half as old as the previous Merc (1995 vs. 1980) and is powered by gas instead of diesel, so that it will actually start in the winter. Otherwise it's pretty similar: imperial ride quality, quiet, understated and well cared for appearance, 4 comfy seats, entertaining rear wheel drive handling dynamics, lots of torque from 3L inline engines.

However the extra few grand over the older one brings modern electrics, antilock brakes, and effective HVAC - so hopefully it will not meet the same end as the old one (rain, old tires, pickup truck)

Barring any accidents this is it for a while. I've seen the world, car wise, and it's time to settle down.

Tuesday, December 11, 2007

Social stuff.

The Moore - a local theater a few blocks down from the apartment - celebrated it's 100th anniversary last night - and threw a great free party to celebrate - free food/drink from local businesses along with a completely random assemblage of entertainment, from jazz saxophone to opera to juggling to burlesque to a guy playing spoons with the end of the show being an audience sing along to 'Age of Aquarius' - and the ability to wander around an old theater at will. Great way to spend an evening.

The GTI sold. It ran exceptionally well and to the normal observer, looked fine, however I am a bit of a perfectionist, so I couldn't live with it. I'll find a car eventually, though it is somewhat nice to know that I don't really need one and can really evaluate what it will be used for and find the perfect replacement.

Other notes from the weekend - Allison and I walked around Capitol Hill - it's a bit the Myers Park of Seattle - some parts have aged more gracefully than others, but still there are many streets of grandiose old homes (though the activist groups in the city spray paint "Capitalist" on the sidewalk in front of the larger ones). In any case it would be a neat place to live - esp. due to Dilettante Chocolates. It's very much a small (eastern) European cafe - truffles and cakes, soups and sandwiches, excellent coffee.

Other things coming up: some graphic designy thing that Allison signed us up for, and a bit over a week from now, a Winter Solstice festival, followed by a week in Wisconsin.

Tuesday, December 4, 2007

switch

out with pc, in with mac - it's nice - vista was at least a bit annoying, and xp was old - too many patches to get it stable

Odds are I'll pick up a cheap storage computer and put linux on it, as the mini doesn't have expandable storage space, however considering I haven't played a game on a computer in a year or so, this seems like the way to go.